--- title: "VMAHUB Blog — Taxes, Holdings and Strategy for SMEs" description: "Practical analyses: Tax Reform, Family holding company, SME tax planning and taxation by sector. By Vivian Sampaio." canonical: "https://vmahub.com/en/blog" language: "en" source: "VMAHUB" --- VMAHUB Blog · editorial hub # The largest library on the Reform and day-to-day tax practice. **165 analyses** in 4 languages — dated, technically reviewed by Vivian Sampaio and updated as regulation evolves. Latest post: **Aug 15, 2026** [ Start here · Pillar ![Brazilian Tax Reform for rural producers and cooperatives](https://vmahub.com/assets/img/posts/blog/reforma-tributaria-agronegocio.webp) Agribusiness Brazilian Tax Reform for Agribusiness: What Changes for Producers and Cooperatives Understand how IBS and CBS affect rural producers, cooperatives, credits, tax documents, contracts and cash flow through 2033. Review: Vivian Sampaio Updated **Aug 13, 2026** **12** min read ](https://vmahub.com/en/blog/reforma-tributaria-agronegocio) [Split Payment, Cashback & Tax Credit Split Payment: What It Is and How Automatic Tax Collection Works Under the Reform Updated Aug 13, 2026 · 8 min read](https://vmahub.com/en/blog/split-payment-reforma-tributaria)[Wealth & Estate Pure holding or family holding: which is better for you? Updated Aug 13, 2026 · 9 min read](https://vmahub.com/en/blog/holding-pura-ou-familiar) [Agribusiness](https://vmahub.com/en/blog/categoria/agronegocio)[Reform Fundamentals](https://vmahub.com/en/blog/categoria/fundamentos-da-reforma)[CBS, IBS & Selective Tax](https://vmahub.com/en/blog/categoria/cbs-ibs-e-imposto-seletivo)[Split Payment, Cashback & Tax Credit](https://vmahub.com/en/blog/categoria/split-payment-cashback-e-credito-tributario)[2026–2033 Transition & Calendar](https://vmahub.com/en/blog/categoria/transicao-2026-2033-e-calendario)[Wealth & Estate](https://vmahub.com/en/blog/categoria/patrimonial)[SME Tax Planning](https://vmahub.com/en/blog/categoria/planejamento-tributario-pme)[Operations & Compliance](https://vmahub.com/en/blog/categoria/operacao-e-compliance)[Agribusiness](https://vmahub.com/en/blog/categoria/agronegocio)[Reform Fundamentals](https://vmahub.com/en/blog/categoria/fundamentos-da-reforma)[CBS, IBS & Selective Tax](https://vmahub.com/en/blog/categoria/cbs-ibs-e-imposto-seletivo)[Split Payment, Cashback & Tax Credit](https://vmahub.com/en/blog/categoria/split-payment-cashback-e-credito-tributario)[2026–2033 Transition & Calendar](https://vmahub.com/en/blog/categoria/transicao-2026-2033-e-calendario)[Wealth & Estate](https://vmahub.com/en/blog/categoria/patrimonial)[SME Tax Planning](https://vmahub.com/en/blog/categoria/planejamento-tributario-pme)[Operations & Compliance](https://vmahub.com/en/blog/categoria/operacao-e-compliance) ## Four themes, every category. Each theme gathers its related categories. One click opens the hub; one click on a category goes straight to the topic. 01 ### \[Tax Reform\](https://vmahub.com/en/blog/categoria/fundamentos-da-reforma) **36** analyses CBS, IBS and the Selective Tax explained by practitioners: fundamentals, credit mechanics and the real transition calendar. - \[Reform Fundamentals 7\](https://vmahub.com/en/blog/categoria/fundamentos-da-reforma) - \[CBS, IBS & Selective Tax 7\](https://vmahub.com/en/blog/categoria/cbs-ibs-e-imposto-seletivo) - \[Split Payment, Cashback & Tax Credit 6\](https://vmahub.com/en/blog/categoria/split-payment-cashback-e-credito-tributario) - \[2026–2033 Transition & Calendar 6\](https://vmahub.com/en/blog/categoria/transicao-2026-2033-e-calendario) - \[Sector Impacts 8\](https://vmahub.com/en/blog/categoria/impactos-por-setor) - \[Myths vs Facts 2\](https://vmahub.com/en/blog/categoria/mitos-vs-verdades) [Open the theme](https://vmahub.com/en/blog/categoria/fundamentos-da-reforma) 02 ### \[Agribusiness\](https://vmahub.com/en/blog/categoria/agronegocio) **51** analyses Agribusiness decisions with accounting and legal insight: rural producer taxes, property, contracts, credit and succession. - \[Tax Reform 11\](https://vmahub.com/en/blog/categoria/agronegocio/reforma-tributaria) - \[Accounting and tax 13\](https://vmahub.com/en/blog/categoria/agronegocio/contabilidade-e-tributos) - \[Property and compliance 10\](https://vmahub.com/en/blog/categoria/agronegocio/imoveis-e-regularizacao) - \[Contracts and rural credit 10\](https://vmahub.com/en/blog/categoria/agronegocio/contratos-e-credito-rural) - \[Succession, labor and sustainability 7\](https://vmahub.com/en/blog/categoria/agronegocio/sucessao-trabalho-e-sustentabilidade) [Open the agro hub](https://vmahub.com/en/blog/categoria/agronegocio) 03 ### \[Companies & Professionals\](https://vmahub.com/en/blog/categoria/planejamento-tributario-pme) **43** analyses Tax planning for SMEs, framing by profession and regime, and the operations and compliance routine. - \[SME Tax Planning 14\](https://vmahub.com/en/blog/categoria/planejamento-tributario-pme) - \[By Profession & Tax Regime 9\](https://vmahub.com/en/blog/categoria/por-profissao-e-regime-tributario) - \[Operations & Compliance 18\](https://vmahub.com/en/blog/categoria/operacao-e-compliance) - \[Tax 2\](https://vmahub.com/en/blog/categoria/tributario) [Open the theme](https://vmahub.com/en/blog/categoria/planejamento-tributario-pme) 04 ### \[Wealth & Succession\](https://vmahub.com/en/blog/categoria/patrimonial) **8** analyses Family holding, asset protection and probate-free succession — structure, costs, risks and taxation. - \[Wealth & Estate 8\](https://vmahub.com/en/blog/categoria/patrimonial) - \[Related service: Family Holding ↗\](https://vmahub.com/en/juridico/holding-familiar-patrimonial) [Open the theme](https://vmahub.com/en/blog/categoria/patrimonial) ## The transition, year by year . Content anchored to the official Reform calendar — each milestone links to the analyses of that period. You are here 2026 CBS (0.9%) and IBS (0.1%) test rates. Invoice and ERP adaptation. [See analyses](https://vmahub.com/en/blog/categoria/transicao-2026-2033-e-calendario) 2027 Full CBS replaces PIS/Cofins. The Selective Tax takes effect. [See analyses](https://vmahub.com/en/blog/categoria/cbs-ibs-e-imposto-seletivo) 2029–2032 Gradual transition: ICMS and ISS shrink while IBS rises year by year. [See analyses](https://vmahub.com/en/blog/categoria/transicao-2026-2033-e-calendario) 2033 New system fully in force. End of ICMS, ISS, PIS and Cofins. [See analyses](https://vmahub.com/en/blog/categoria/transicao-2026-2033-e-calendario) Split Payment Automatic collection at settlement — the milestone that changes cash flow. [6 analyses](https://vmahub.com/en/blog/categoria/split-payment-cashback-e-credito-tributario) ## Latest posts . Always the newest from the collection — generated automatically, never typed by hand. [ ![Foreign entrepreneur planning operations and customer service for the Brazilian market.](https://vmahub.com/assets/img/posts/blog/vender-no-brasil/digital-social-brasil.webp) Marketing & Sales Affiliates and Influencers in Brazil: How to Sell Without Losing Operational Control Practical guidance for foreign companies on Brazilian requirements, documents, operations and next steps related to Affiliates and Influencers in Brazil: How to Sell Without Losing Operational Control. Aug 15, 2026 Read analysis → ](https://vmahub.com/en/blog/afiliados-influenciadores-brasil-tributacao) [ ![Foreign entrepreneur planning operations and customer service for the Brazilian market.](https://vmahub.com/assets/img/posts/blog/vender-no-brasil/rastreabilidade-alimentos-brasil.webp) Products & Compliance How to Sell Imported Food in Brazil: Anvisa, Agriculture and Labeling Practical guidance for foreign companies on Brazilian requirements, documents, operations and next steps related to How to Sell Imported Food in Brazil: Anvisa, Agriculture and Labeling. Aug 15, 2026 Read analysis → ](https://vmahub.com/en/blog/alimentos-importados-brasil-anvisa-mapa) [ ![Foreign entrepreneur planning operations and customer service for the Brazilian market.](https://vmahub.com/assets/img/posts/blog/vender-no-brasil/compliance-dados-brasil.webp) E-commerce & Consumer Customer Service in Brazil: SAC, Complaints and After-Sales Practical guidance for foreign companies on Brazilian requirements, documents, operations and next steps related to Customer Service in Brazil: SAC, Complaints and After-Sales. Aug 15, 2026 Read analysis → ](https://vmahub.com/en/blog/atendimento-consumidor-brasil-sac-ouvidoria) [ ![Foreign entrepreneur planning operations and customer service for the Brazilian market.](https://vmahub.com/assets/img/posts/blog/vender-no-brasil/rastreabilidade-alimentos-brasil.webp) Products & Compliance Imported Alcoholic Beverages: How to Plan Sales in Brazil Practical guidance for foreign companies on Brazilian requirements, documents, operations and next steps related to Imported Alcoholic Beverages: How to Plan Sales in Brazil. Aug 15, 2026 Read analysis → ](https://vmahub.com/en/blog/bebidas-alcoolicas-importadas-brasil) [ ![Foreign entrepreneur planning operations and customer service for the Brazilian market.](https://vmahub.com/assets/img/posts/blog/vender-no-brasil/produtos-regulados-brasil.webp) Products & Compliance Imported Toys in Brazil: Rules, Inmetro and Online Sales Practical guidance for foreign companies on Brazilian requirements, documents, operations and next steps related to Imported Toys in Brazil: Rules, Inmetro and Online Sales. Aug 15, 2026 Read analysis → ](https://vmahub.com/en/blog/brinquedos-importados-inmetro-brasil) [ ![Foreign entrepreneur planning operations and customer service for the Brazilian market.](https://vmahub.com/assets/img/posts/blog/vender-no-brasil/compliance-dados-brasil.webp) Products & Compliance Inmetro Certification for Imported Products: What Sellers Must Check Practical guidance for foreign companies on Brazilian requirements, documents, operations and next steps related to Inmetro Certification for Imported Products: What Sellers Must Check. Aug 15, 2026 Read analysis → ](https://vmahub.com/en/blog/certificacao-inmetro-produto-importado) ### Most read - \[Pure holding or family holding: which is better for you? Wealth & Estate\](https://vmahub.com/en/blog/holding-pura-ou-familiar) - \[Split Payment: What It Is and How Automatic Tax Collection Works Under the Reform Split Payment, Cashback & Tax Credit\](https://vmahub.com/en/blog/split-payment-reforma-tributaria) - \[MEI Under the Tax Reform: What Changes for the Individual Micro-Entrepreneur By Profession & Tax Regime\](https://vmahub.com/en/blog/mei-reforma-tributaria) - \[Rural accounting in Brazil: a practical guide for farmers and agribusinesses Agribusiness\](https://vmahub.com/en/blog/contabilidade-rural) - \[Taxation of a family holding company: IR, ITCMD and ITBI Tax\](https://vmahub.com/en/blog/tributacao-holding-familiar) [Browse all 165 analyses by theme](#temas) Reading profiles ### Read by your role The same analyses, organized by the decision you need to make. - \[SME owner\](https://vmahub.com/en/blog/persona/empresario-pme) - \[Tax lawyer\](https://vmahub.com/en/blog/persona/advogado-tributarista) - \[Accounting partner\](https://vmahub.com/en/blog/persona/contador-parceiro) - \[Finance manager\](https://vmahub.com/en/blog/persona/gestor-financeiro) - \[Independent professional\](https://vmahub.com/en/blog/persona/profissional-liberal) - \[MEI (micro-entrepreneur)\](https://vmahub.com/en/blog/persona/mei) Sister hub · Na Prática ### Looking for the how-to ? The Blog analyzes what changes. **Na Prática** teaches execution: opening a company, switching accountants, PJ routines — evergreen guides. [Go to Na Prática](https://vmahub.com/en/napratica) **165** published, dated analyses **4** languages — PT · EN · ES · 中文 **Per article** check each article for declared review **2026–2033** full transition coverage Next Step ## Ready to transform your strategy ? The team reviews the context you send and replies through the channel best suited to your case. **WhatsApp** [+55 11 91568-5570](https://wa.me/5511915685570?text=Hello%2C%20I%27d%20like%20to%20talk%20to%20a%20VMAHUB%20specialist.) **Email** [contato@vmacompliance.com.br](mailto:contato@vmacompliance.com.br) **Address** R. Alexandre Dumas, 1562 — Chácara Sto. Antônio · São Paulo / SP **Hours** Mon — Fri 09:00 — 18:00